Eligibility for hdfc bank personal loan and all details 2021

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HDFC bank Personal loan

Hello friends, welcome to today’s post. Friends, we all need money a lot.Money helps us to do our every work successfully and correctly. Friends, if you also need money and you don’t have any idea that how to get money.Then you need not worry.

            Today we are going to tell you a very good solution to your problem. In today’s post we will tell you how to apply hdfc bank personal loan online |How to check hdfc bank personal loan status|hdfc bank personal loan rate of interest|Eligibility for hdfc bank personal loan HDFC Bank personal loan required  documents 

Friends, through this post, all your queries such as how HDFC Bank personal loan preclosure can be done. How to make HDFC Bank personal loan repayment. How to check HDFC Bank personal loan status etc, will be solved.So friends, read this post carefully from beginning to end.After reading this you will get the answers to all your questions, so friends, Let’s start the post.

1.Brief information about HDFC Bank personal loan

Point Explanation
HDFC Bank Personal loan ProviderHDFC Bank
Loan amount that can be availedUp to INR 40 lacs
interest rate of this loanFrom 10.50% APR to 21.30% APR
Minimum repayment EMIRs. 1829 per lakh
Required age 21 years to 60 years
Processing fee of the loanMinimum ₹ 2999 to Maximum ₹ 25,000 up to 2. 50% of the loan amount
Required DocumentsIdentity proof, Address proof, Pan card, Salary slip, End use proof

2. What is HDFC Bank personal loan?

HDFC Bank personal loan is a personal loan offered by HDFC Bank that you can take for your travels, to meet your medical needs, when someone gets married in your house or when you start a new business. You can get this loan in a very short time. The process of taking this loan is very easy. And through this loan, you get a very good amount in the form of loan. It is completely safe to take this loan.

3. What are the interest rates of HDFC Bank Personal Loan?

While knowing about HDFC Bank Personal Loan, we should definitely know about the interest rates of this loan. The interest rates of this bank loan start from 10.50% to 21.30%. The interest rate will depend on the loan amount taken by you.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

4. What is the age limit required to avail HDFC Bank personal loan?

If you want to take this loan, then your age should be between 21 years to 60 years, then only you will be able to take the loan.

5. How much amount can you take as loan through this loan?

Through HDFC Bank personal loan, you get a good amount in the form of loan. Through this loan, you get an amount ranging from Minimum ₹ 1,00,000 to Maximum ₹ 40,00,000 as a loan.

6. For how long can you take HDFC Bank Personal Loan?

One good thing about this loan is that you can take it for a good time period from Minimum 1 year to Maximum 5 years.

7. What are the Processing Fees for taking HDFC Bank Personal Loan?

If you apply for HDFC Bank Personal Loan then you have to pay processing fee which is up to 2.50% of the loan amount. Minimum Processing fee is ₹ 2999 and maximum is up to ₹ 25,000.

8.How to calculate HDFC Bank Personal loan EMI?

You can calculate your HDFC Bank Personal loan EMI simply on our website Moneynext.in . To calculate the EMI,you have to scroll down to the bottom of this website.On the bottom of this website you will find an EMI calculator .Using that you can calculate your loan EMI easily.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

9. What is the eligibility criteria for taking HDFC Bank Personal Loan?

The special feature of HDFC Bank personal loan is that it can be taken by both salaried and self employed people. If you are an existing customer of HDFC Bank, then you are made eligible for Pre-approved personal loan through net banking. If you are not an existing customer of HDFC Bank, then you have to follow a very short and transparent process. After completing this you become eligible to take this loan.

1.) Your age should be between 21 to 60 years

2.) Employees of all private companies can apply for the loan. Employees of Central Government, State Government and Local Bodies can also apply for this loan.

3.) You should have 2 years of working experience and you have worked continuously for 1 year only then, you will be able to take the loan.

4.) If you are HDFC Bank salary account holder and if your minimum salary is ₹ 25,000 per month then you will be able to apply for this loan.

5.) If you are non hdfc bank salary account holder then your minimum salary should be Rs.50,000 per month only then you will be able to apply for this loan.

10. What are the documents required to take HDFC Bank personal loan?

1.) IDENTITY PROOF

As identity proof, you have to put a copy of passport \voter ID card \driving license\ Aadhar card.

2.) ADDRESS PROOF :-

As Address Proof, you have to put a copy of Passport\Voter ID card\Driving license\Aadhar card

3.) PAN Card

While applying for loan, you have to keep PAN card with you.

4.)Bank Statement :

Copy of bank statement of last 3 months and passbook for last 6 months.

5.) Salary slip

Two current salary slips or current date salary certificate form

6.)End use Proof

You have to give proof of what you are going to use this loan for.

11. What are the features of HDFC Bank personal loan?

There are many features of this loan which make it very different from other loans:-

1.) Starting with low interest rate

HDFC Bank Personal Loan is one such loan that you can get at very low interest rate at 10.50% APR

2.)Approval in less time

The most important thing about HDFC Bank personal loan is that, your eligibility is checked in just 5 minutes and it is told whether you are eligible to take this loan or not. If you are eligible then you get the loan within 24 hours.

3.) Flexible EMI

 You can choose any EMI amount as per your convenience for a maximum tenure of 3 years

4.) Secure Door step documentation

HDFC bank loan provides you the facility of secure door step documentation, you do not need to go anywhere to take this loan.

5.) Better Customer Support

If you apply for HDFC Bank Personal Loan then you get very good customer support from HDFC Bank.

6.) Personal loan security

In this loan you will get personal loan security.By which you get assistance of up to ₹ 8,00,000 in case of accident and up to ₹ 1,00,000 in case of permanent accident or accidental death.

12. What is HDFC Bank customer care details?

Contact No. 1860 267 6161 (for all)

Email Id : – [email protected]

Loans; Advances / Advance against shares: [email protected]

Address :- HDFC Bank Ltd., New Building, “A” Wing, 2nd Floor, 

26-A Narayan Property, Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai – 400 072.

13. What is the process to apply for HDFC Bank personal loan?

The process of applying for HDFC Bank Personal Loan is very easy. You can apply for this loan both online and offline.

Online apply

you can easily understand it in the following steps:-

1.) First of all you have to visit the official website of HDFC Bank and click on Apply Online for Personal Loan.(visit official website)

2.) Here you have to select whether you are salaried person or self employed.

3.) Now if you are an existing customer of HDFC Bank, then you have to select that, if you are not an existing customer then you have to select that . To proceed, you have to register on this website with your mobile number. 

4.) After this you have to upload the documents related to your personal information.

5.) After this the eligibility of your loan is checked. If you are found eligible for the loan, you will be informed by messaging on your register number.

6.) Thereafter you get a loan agreement, after signing it, you can get the loan successfully.

Offline apply

To apply offline for the HDFC Bank personal loan you have to visit your nearest HDFC Bank Branch.There Bank employees related to loans will guide you in applying for HDFC Bank personal loan.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

14. Some FAQs about HDFC Bank Personal Loan

 What is HDFC Bank personal loan?

HDFC Bank Personal Loan is a type of loan that HDFC Bank can provide to you for your various needs such as you have to build a house, provide higher education to your children or start a new business or if there is an emergency in your home, then you can avail this loan.

What is HDFC Bank Personal Loan Eligibility Calculator?

To know HDFC Bank personal loan eligibility, you have to go to the official website of HDFC Bank and there you have to upload all your necessary documents, if you are correct according to their terms then you get the loan. This is the eligibility criteria.

HDFC personal loan terms and conditions

There are very few terms and conditions you have to follow to take HDFC Bank personal loan.Terms and conditions are as follows 
1.) Your age should be between 21 to 60 years.
2.) Employees of all private companies and government employees can also take this loan.
3.) You must have an employment.
4.) You should have minimum 2 years of work experience and your minimum salary should be ₹ 25000, only then you will be able to take this loan.

What is HDFC Personal Loan Interest Rate?

HDFC Bank’s interest rates range from 10.50% APR to 21.30% APR depending on the loan amount availed by you.

How much loan does HDFC Bank give?

From HDFC Bank, you can get a loan of minimum ₹ 1,00,000 and maximum of ₹ 40,00,000. You can get this loan for a minimum period of 12 months to maximum of 5 years.

How to get HDFC Bank loan statement?

If you want to get HDFC Bank Loan Statement then you have to login to your HDFC Bank account and after that you will be able to get HDFC Bank Loan Statement.

How to Check HDFC Bank Personal Loan Application Status?

If you want to check the application status of HDFC Bank Personal Loan, then first you have to login to your HDFC Bank account, after that you can click on your HDFC Bank Personal Loan to know the status of your personal loan.

What are the documents required for HDFC Personal Loan

If you apply for HDFC Bank Personal Loan then you will need the following documents
You will have to provide your Identity Proof, address proof,PAN Card, Bank Statement, Salary Slip and End use Proof.

How to Login to HDFC Bank Personal Loan Account

To login to HDFC Bank personal loan account, you have to visit on the official website of HDFC Bank.Then you have to click on login.Now after filling your user ID and password you will be able to login to your account.

What to do for HDFC Bank personal loan pre closure?

If you want to pre close hdfc bank personal loan then you have to contact hdfc customer care after that you will be able to pre close this loan easily.

15. What are the things to keep in mind while applying for HDFC Bank Personal Loan?

If you want to apply for HDFC Bank or any personal loan, then you should keep the following things in mind then you will be able to choose the right loan.

Interest Rate :-

While applying for any personal loan or loan, you must check the interest rates of that loan once. If the interest rate of the loan is high then you should not apply for that loan.

Tenure

While applying for a personal loan, you should also check how long you are getting that loan.

Processing Fees :-

While applying for the loan, you must check the processing fee of the loan. You should apply after carefully understanding about the processing fee. You should also check that you are not being charged any other charges other than the processing fee.

Minimal documentation

You should apply for the bank loan in which you require Minimum Documents. If you are needing so many documents in any loan then you should not apply for such a loan.

16.Last Words :-

Friends, in today’s post, we have told you about all the important information related to HDFC Bank Personal Loan. In this post, we have given you information about what is HDFC Bank Personal Loan? What documents will you need if you want to apply for this loan? and what are the interest rates of this loan?

Through this post, we have also told you what is the minimum EMI of this loan? In this post, we have also told you about the documents required to take this loan. In this post, we have told you about the eligibility conditions of this loan. In this post, we have also told you about some special features about HDFC Bank Personal Loan.

In this post, we have given you information about the security facility of HDFC Bank Personal Loan. Through this post, we have answered some frequently asked questions like what is the minimum EMI of this loan? For how many years can we take this loan on EMI ?and what is to be done for pre closure of this loan? and how to check HDFC Bank personal loan application status? We have also given you information on how to calculate personal loan EMI.

We hope, you liked this information. Do share this information with your familiar people so that they too can know about this loan. If you have any question related to this loan, then you can ask us that question by commenting, we will definitely try to answer your question.

You can know about other such loans on our website. You can join our social platforms to get information about our new posts and to get other news like this. Scroll down to join our platforms.

Thanks for reading the article till the end……..

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