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IDBI Bank Personal loan eligibility and all details in hindi

नमस्कार आज की पोस्ट में आपका स्वागत है| आज की इस पोस्ट में हम आपको एक ऐसे Personal loan के बारे में बताने वाले हैं जिसे आप अपने विभिन्न आवश्यकताओं को पूरा करने के लिए ले सकते हैं जैसे कि आपके घर में कोई emergency मेडिकल इमरजेंसी आन पड़ी हो, आपको नया घर बनवाना हो, आपके परिवार में किसी की शादी हो आपको यात्रा करनी हो ,आपको अपने बच्चों को उच्च शिक्षा प्रदान करानी हो या आपको किसी अन्य कारणों से पैसे की आवश्यकता पड़ी हो इन सभी स्थितियों में आप इस लोन के लिए अप्लाई कर सकते हैं|

आज की इस पोस्ट में हम आपको IDBI Bank Personal loan के बारे में बताने वाले हैं| इस पोस्ट के माध्यम से हम आपको IDBI Bank Personal loan के विभिन्न प्रकारों के बारे में बताएंगे| इस लोन को आप कैसे ले सकते हैं तथा यदि आप इस लोन के लिए अप्लाई करते हैं तो आप कितना लोन अमाउंट लोन के रूप में ले सकेंगे? व आप इस लोन को कितने समय तक के लिए ले सकेंगे? तथा इस लोन से जुड़ी अन्य महत्वपूर्ण जानकारियां|

सभी हम आपको इस पोस्ट के माध्यम से बताने वाले हैं अतः आप इस पोस्ट को शुरू से लेकर अंत तक पूरा ध्यान से अवश्य पढ़ें| इसे पढ़ने के पश्चात आपको अपने सभी प्रश्नों के जवाब मिल जाएंगे व आप आसानी से लोन ले सकेंगे |

आइए अब इस पोस्ट को शुरू करते हैं :

IDBI Bank Personal loan के highlighted points :-

Point Details
Interest rates 8.30% p.a. Onwards (fixed interest rate loans)
Loan AmountUp to Rs. 5 lakh
Loan Tenure Up to 60 months
Eligible Applicant CategoriesSalaried Individuals
Self-Employed Individuals & Professionals
Pensioners (including former IDBI staff)
IDBI Bank Customer Care1800-209-4324/ 1800-22-1070 (toll- free numbers)
Foreclosure charges 2% + applicable charges
6 माह पश्चात कोई charges नहीं

IDBI Bank personal loan क्या है?

IDBI Bank personal loan आप की विभिन्न आकस्मिक वित्तीय आवश्यकताओं को पूरा करने के लिए एक बहुत ही अच्छा solution है| इसके पर्सनल लोन को आप बहुत ही आसान प्रक्रिया को पूरा कर कर आसानी से ले सकते हैं| आईडीबीआई बैंक के पर्सनल लोन आपको बहुत ही कम ब्याज दरों पर मिल जाते हैं|

IDBI Bank personal loan को आप अपनी विभिन्न समस्याओं जैसे कि आपके परिवार में कोई मेडिकल इमरजेंसी आन पड़ी हो, आपको नया घर बनवाना है, आपके परिवार में किसी की शादी हो, आपको यात्रा करनी है, अपने बच्चों को उच्च शिक्षा प्रदान करानी हो या किसी अन्य कारण से आपको पैसो की आवश्यकता हो इन सभी स्थितियों में आप आईडीबीआई बैंक के पर्सनल लोन के लिए अप्लाई कर सकते हैं| IDBI Bank personal loan को आप 1 वर्ष से लेकर 5 वर्ष तक के समय के लिए ले सकते हैं| इस लोन की ब्याज दरें 8.30% से प्रारंभ होती है|

यह भी पढ़े :बैंक ऑफ़ बड़ौदा से पर्सनल लोन कैसे ले ? बैंक ऑफ़ बड़ौदा पर्सनल लोन की सारी जानकारी

IDBI Bank personal loan के विभिन्न प्रकार:-

1.सैलरीड व्यक्तियों के लिए पर्सनल लोन:-

पात्रता

सभी सैलरीड व्यक्ति जिनका आईडीबीआई बैंक में सैलरी अकाउंट है| सभी सेंट्रल ,स्टेट, मल्टीनेशनल कंपनी,, लिस्टेड कंपनी,Private Pvt Ltd कंपनी के कर्मचारी इस लोन के लिए अप्लाई कर सकते हैं|

Minimum Salary

  • Rs. 1,80,000/- Per Annum for Salaried Class

आवश्यक उम्र

Minimum age: 21 years

Maximum age : लोन की समाप्ति तक अधिकतम उम्र 60 वर्ष या रिटायरमेंट की उम्र 60 वर्ष नहीं होना चाहिए|

Loan tenure

Minimum:- 12 months

Maximum:- 60 months

Loan amount

Minimum amount:-  ₹25000

Maximum amount:- ₹500000

ब्याज का प्रकार

salaried व्यक्तियों के लिए fix

Processing Fee

1 % of the loan amount subject to minimum Rs.2500/- plus applicable taxes.

Foreclosure :

Foreclosure of Personal Loan after 24 months of disbursal date allowed without pre-payment charges as per the Sanction Terms.

2.Personal loan for self employed

Eligibility

Self Employed Professional having Asset/Liability relationship with IDBI Bank.

Minimum Salary

Rs. 3,60,000/- Per Annum for Self Employed Professionals

Age

  • Minimum Age : 21 Years
  • Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier.

Loan Tenure

  • Minimum : 12 months
  • Maximum : 60 months

 Loan Amount

  • Minimum Amount : Rs. 25,000/-
  • Maximum Amount : Rs. 5,00,000/-

Interest Type

Fixed

Processing Fee

  • 1 % of the loan amount subject to minimum Rs.2500/- plus applicable taxes.

Foreclosure charges

Foreclosure of Personal Loan after 24 months of disbursal date allowed without pre-payment charges as per the Sanction Terms.

3. Personal loan for Salary account with in built over draft facility

पात्रता

सभी सैलरीड व्यक्ति जिनका आईडीबीआई बैंक में सैलरी अकाउंट है| सभी सेंट्रल ,स्टेट, मल्टीनेशनल कंपनी,, लिस्टेड कंपनी,Private Pvt Ltd कंपनी के कर्मचारी इस लोन के लिए अप्लाई कर सकते हैं|

Minimum Salary

  • Rs. 1,80,000/- Per Annum

Age

  • Minimum Age : 22 Years
  • Maximum age at termination of loan should not be above 60 years or date of retirement, whichever is earlier.

Loan Tenure

  • The overdraft facility would be valid for 2 years; renewable every two years for salary account with IDBI

Maximum Loan Amount

  • Five times of net salary (based on previous six months average salary)

Interest Type

  • Floating for Salaried customers maintaining salary account with IDBI Bank

Processing Fee

  • Nil

Part Payment/Foreclosure Charges

  • No Part Payment or Foreclosure Charges

यह भी पढ़े :बैंक ऑफ़ बड़ौदा से पर्सनल लोन कैसे ले ? बैंक ऑफ़ बड़ौदा पर्सनल लोन की सारी जानकारी

4.Personal loan for Pension account with in built overdraft facility to Pensioners of IDBI Bank

Eligibility

This facility is extended to customers maintaining their pension account with IDBI Bank Ltd.

Minimum Salary

  • Rs. 3,60,000/- Per Annum for Self Employed Professionals

Age

  • Should not exceed 75 years.

Loan Tenure

  • Minimum : 12 months
  • Maximum : 60 months

Loan Amount

  • Minimum Amount : Rs. 25,000/-
  • Maximum Amount : Rs. 3,00,000/-

Interest Type

  • Fixed for Pensioners with account outside IDBI

Processing Fee

  • 1 % of the loan amount subject to minimum Rs.2500/- plus applicable taxes.

Part Payment/Foreclosure Charges

  • No Part Payment or Foreclosure Charges

IDBI Bank Personal loan की ब्याज दरें क्या है ?

Personal Loan Floating Interest Rates 

Pension Account with overdraft facility (For retired IDBI Staff)
8.30% 
Salary / Pension Account with overdraft facility (For others) 
11.05% 

Personal Loan Fixed Interest Rates 

Credit score 
Salaried or pension accounts with IDBI Bank 
Employees of Central/State Government/ Public Sector Undertaking/  MNCs who do not have a salary account with IDBI Bank All other Salaried employees Self Employed professionals  (SEP) having asset relationship with IDBI Bank Self Employed Non-professionals  having asset relationship with IDBI Bank 
801 &above9.50% 10.00% 12.00% 12.25% 
12.50% 
776 to 800 9.75% 10.25% 
12.25% 

12.75% 
13.00% 
740 to 775 10.75% 11.25% 13.25% 13.75% 
14.00% 
700 to 739*11.75% 12.25% 
NA 

IDBI Bank Personal loan की EMI को कैसे calculate किया जा सकता है ?

यदि आप IDBI Bank Personal loan की EMI को कैलकुलेट करना चाहते है तो आपको हमारी इस वेबसाइट moneynext.in के निचे की ओर scroll करना होगा यहाँ पर आपको एक EMI calculator मिलेगा जिसकी मदद से आप अपने लोन की EMI को आसानी से कैलकुलेट कर सकेंगे |

इसके अलावा आप IDBI Bank की official website पर विजिट करना होगा यहाँ पर आप EMI Calculator की मदद से अपने लोन की EMI को आसानी से calculate कर पाएंगे |

IDBI Bank Personal loan के लिए आवश्यक दस्तावेज :-

  • 1. Signed application form with photograph
  • 2. Copy of passport/voter ID card/driving license
  • 3. Processing fee cheque
  • 4. Last 3 months bank statement/6 months bank passbook
  • 5. Documentation for salaried applicants:
    • Latest salary slip
    • Current dated salary certificate with the latest Form 16
  • 6. Documentation for self-employed applicants:
    • Latest Bank statement
    • Latest ITR or Form 16

IDBI Bank Personal Loan के लिए apply कैसे किया जा सकता है ?

IDBI Bank Personal loan के लिए आप online व offline दोनों प्रकार से apply किया जा सकता है |

Online apply :-

यदि आप आईडीबीआई बैंक पर्सनल लोन के लिए अप्लाई करना चाहते हैं तो सबसे पहले आईडीबीआई बैंक की नजदीकी शाखा में विजिट करना होगा यहां पर बैंक के संबंधित अधिकारी आपकी बैंक लोन लेने में सहायता करेंगे |

Online apply

ऑनलाइन अप्लाई करने के लिए सबसे पहले आपको आईडीबीआई बैंक की ऑफिशियल वेबसाइट पर विजिट करना होगा| इसके पश्चात यहां पर आपसे पूछी जाने वाली सभी जानकारी को ध्यान से पढ़ना होगा| सभी जानकारियों को ध्यान से भरने के पश्चात आप लोन के लिए अप्लाई कर पाएंगे|

IDBI Bank Personal loan customer care details :-

Get In Touch

Call on Phone Banking numbers Toll Free – 1800-209-4324 1800-22-1070 (24×7 service)

Registered Office:

IDBI Bank Ltd. IDBI Tower, WTC Complex, Cuffe Parade, Colaba, Mumbai 400005.

यह भी पढ़े :बैंक ऑफ़ बड़ौदा से पर्सनल लोन कैसे ले ? बैंक ऑफ़ बड़ौदा पर्सनल लोन की सारी जानकारी

IDBI Bank Personal Loan के बारे में पूछे जाने वाले सामान्य प्रश्न

क्या मै IDBI Bank Personal loan के लिए apply कर सकता हू ?

IDBI Bank personal loan को लेने के लिए आपकी minimum required income ₹20000 प्रतिमाह होना आवश्यक है| यदि आपकी income इतनी है तो आप इस लोन के लिए अप्लाई कर सकते हैं|

आईडीबीआई बैंक पर्सनल लोन के स्टेटस को किस प्रकार चेक किया जा सकता है

आईडीबीआई बैंक पर्सनल लोन के स्टेटस को चेक करने के लिए आपको आईडीबीआई बैंक की ऑफिशियल वेबसाइट पर विजिट करना होगा यहां पर आप से पूछी जाने वाली सभी आवश्यक जानकारी को भरने के पश्चात आप अपने लोन का स्टेटस चेक कर पाएंगे

आईडीबीआई बैंक पर्सनल लोन को repay किस प्रकार किया जा सकता है

IDBI Bank personal loan का रीपेमेंट आप ईएमआई के रूप में कर सकते हैं|

आईडीबीआई बैंक से maximum कितना लोन लिया जा सकता है?

यदि आप आईडीबीआई बैंक से पर्सनल लोन के लिए अप्लाई करते हैं तो आप इससे अधिकतम ₹500000 तक का लोन ले सकते हैं

आईडीबीआई बैंक पर्सनल लोन को कितने समय के लिए लिया जा सकता है?

आईडीबीआई बैंक पर्सनल लोन को आप 12 माह से लेकर 60 माह तक के समय के लिए ले सकते हैं

अंतिम शब्द :-

आज की इस पोस्ट में आपको IDBI Bank Personal loan के बारे में डिटेल में बताया है| इसे पढ़ने के पश्चात आप निश्चित रूप से ही लोन लेने में सफल हो पाएंगे| इस पोस्ट में हमने आपको बताया है कि IDBI Bank Personal loan क्या है? IDBI Bank Personal loan के विभिन्न प्रकार जैसे की salaried व्यक्तियों के लिए पर्सनल लोन, self employed के लिए पर्सनल लोन , सैलेरी अकाउंट hloders के लिए पर्सनल लोन ,पेंशन अकाउंट holders के लिए पर्सनल लोन आदि के बारे में डिटेल बताया है|

इस पोस्ट में हमने आपको विभिन्न पर्सनल लोन की ब्याज दरों के बारे में डिटेल में बताया है इसके अलावा इस पोस्ट में हमने आपको यह जानकारी भी दी है कि आप इस लोन के लिए कैसे अप्लाई कर सकते हैं? इस पोस्ट में हमने आपको आईडीबीआई बैंक पर्सनल लोन कस्टमर केयर डिटेल्स की जानकारी भी दी है| इस पोस्ट में हमने IDBI Bank Personal loan के बारे में पूछे जाने वाले कुछ सामान्य प्रश्न के बारे में भी आपको बताया है|

इस पोस्ट को पूरी तरह ध्यान से पढ़ने के बाद आपको अपने सभी प्रश्नों के जवाब मिल गए होंगे| यदि अब भी आपका इस लोन से संबंधित कोई अन्य प्रश्न है तो वह भी आप हमें कमेंट के माध्यम से पूछ सकते हैं| इसके अलावा यदि आप हमें कोई सुझाव भी देना चाहते हैं तो आप कमेंट के माध्यम से यह सुझाव हमें दे सकते हैं|

यदि आप हमारी मदद से लोन लेना चाहते है तो आप यहाँ क्लिक कर सकते है इससे आपके सामने एक form open हो जाएगा जिसे आप भर कर सबमिट करेंगे तो हम आपकी लोन लेने में अवश्य सहायता करेंगे | इसके अलावा यह लिंक आपको Menu Bar में भी मिल जाएगी |

यदि आप हमसे जुड़ना चाहते हैं तो इसी वेबसाइट पर निचे की ओर “Connect with us ” के नाम से आपको हमारे विभिन्न social Platforms के icons देखने को मिलेंगे जिन पर क्लिक करके आप हमसे जुड़ सकते हैं|

इस पोस्ट को अंत तक पढ़ने के लिए आपका हृदय से धन्यवाद|

Bank of Baroda education loan ki jankari|बैंक ऑफ बड़ौदा लोन2021

नमस्कार, इस पोस्ट में आपका स्वागत है| आज की इस पोस्ट में हम आपको एक ऐसे लोन के बारे में बताने वाले हैं जिसे आप अपने बच्चों को उच्च शिक्षा प्रदान कराने व उनके सपनों को पूरा करने के लिए ले सकते हैं| आज हम आपको एक भरोसेमंद स्टूडेंट लोन के बारे में बताने वाले हैं|

आज की इस पोस्ट में हम आपको Bank of Baroda education loan के बारे में बताने वाले हैं |इस पोस्ट में हम आपको यह जानकारी भी देंगे कि Bank of Baroda education loan को किन किन स्थितियों में लिया जा सकता है| इस लोन के द्वारा आप कितना अमाउंट लोन के रूप में ले सकते हैं? यदि आप इस लोन के लिए अप्लाई करते हैं तो आपको कितने समय के लिए लोन मिल सकता है वहां इस लोन से जुड़ी अन्य महत्वपूर्ण जानकारियां इस पोस्ट के माध्यम से आपको मिलेगी |

इस पोस्ट के माध्यम से हम आपको इस लोन संबंधित सभी जानकारियां डिटेल में देने वाले हैं अतः आपसे विनती है कि आप इस पोस्ट को शुरू से लेकर अंत तक पूरा ध्यान से जरूर पढ़ें इसे पढ़ने के बाद आपको अपने लगभग सभी प्रश्नों के जवाब मिल जाएंगे व आप लोन आसानी से ले पाएंगे| आइए अब बिना देरी किए इस पोस्ट को शुरू करते हैं|

Bank of Baroda education loan क्या है?

बैंक ऑफ बड़ौदा एजुकेशन लोन विद्यार्थियों को उनकी शिक्षा में सहायता प्रदान करने के लिए बैंक ऑफ बड़ौदा के द्वारा प्रदान किया जाने वाला एक प्रकार का पर्सनल लोन है जिसे आप अपने बच्चों को स्कूल की शिक्षा प्रदान करने , उच्च शिक्षा प्रदान कराने व उनके सपनों को पूरा करने हेतु ले सकते हैं| Bank of Baroda education loan के बहुत सारे प्रकार है जैसे बड़ौदा विद्या लोन , बड़ौदा ज्ञान लोन, बड़ौदा स्कॉलर लोन आदि| इन सभी लोनो के द्वारा आप एक अच्छा लोन अमाउंट स्टूडेंट लोन के रूप में ले सकते हैं|

इन सभी लोन के बारे में आपको डिटेल में जानकारी यहां पर हम प्रदान कर रहे हैं|

यह भी पढ़े :- HDFC Education loan की सारी जानकारी | govt. subsidy से hdfc education loan कैसे ले ?

Bank of Baroda education loan के विभिन्न प्रकार:-

बड़ौदा विद्या लोन

यहां लोन किसी मान्यता प्राप्त स्कूल से स्कूल की शिक्षा प्राप्त करने के लिए प्रदान किया जाता है| इस लोन के द्वारा आप अधिकतम ₹4,00,000 तक का लोन ले सकते हैं जो आप 12 installments में Pay कर सकते हैं|

बड़ौदा विद्या लोन को लेने के लिए पात्रता शर्तें:-

*) इसे लेने के लिए आपको एक भारतीय नागरिक होना आवश्यक है|

*) स्टूडेंट का किसी मान्यता प्राप्त स्कूल, हाई स्कूल, जूनियर कॉलेज(CBSE, ICSE ,STATE Board)में निम्न में से किसी कोर्स में एडमिशन होना चाहिए:-

  • Stage I : Nursery to V th STD.
  • Stage II : VI th to VIII STD.
  • Stage III : IX th to XII th STD.
  • ) लोन को स्टूडेंट के माता पिता के नाम पर दिया जाता है|

इस लोन की ब्याज दरें:-

BRLLR + 2.5%

Female student के लिए ब्याज दर मे 0.50% की छूट

प्रोसेसिंग फीस :-  सामान्यतः कोई प्रोसेसिंग फीस नहीं|

समयावधि

इस loan को आप disbursement के 12 महीनों तक के समय तक की उपयोग कर सकते हैं|

लोन के लिए आवश्यक दस्तावेज

  • KYC of applicant and co-applicants
  • Academic Records
  • Proof of admission
  • Entrance Exam Result(यदि उपलब्ध हो )
  • Statement of cost of study/ Schedule of expenses
  • Income Proof for Salaried Co-applicant/ Guarantor (यदि उपलब्ध हो )
  • Bank account statement for last 6 months etc
  • Property Documents (यदि उपलब्ध हो )

इस लोन की खास बातें

कोई processing charges नहीं

कोई documents charges नहीं

किसी सिक्योरिटी दस्तावेज की आवश्यकता नहीं|

बड़ौदा ज्ञान लोन

इस लोन को भारतीय छात्रों को भारत में ग्रेजुएशन, पोस्ट ग्रेजुएशन या किसी professional course को करने के लिए प्रदान किया जाता है| इस लोन को लेने के लिए आपका मान्यता प्राप्त कोर्स में एडमिशन होना आवश्यक है| इस लोन के द्वारा आप maximum 125 लाख रुपए तक का लोन मेडिकल व aviation व ₹10,00,000 तक का लोन आप अन्य कोर्स के लिए ले सकते हैं|

Rate of Interest:

BRLLR+2% (For Institutes not specified in Premier Institutions List)

For List-AA Institutions: BRLLR

For List-A Institutions: BRLLR

or List-B Institutions:BRLLR + some extra fees

लोन राशि :- अधिकतम 125 लाख रूपये

पात्रता की शर्ते :-

Courses Eligible

  • Graduation courses: BA, B.Com, B.Sc., etc.
  • Post-Graduation courses : Masters & PhD.
  • Professional courses like: engineering, medical, agriculture, veterinary, law, dental, management, architecture, computer, etc.
  • (Management courses include hotel management, hospitality management, Event management, mass communication, etc. offered by reputed institutions having assured employment prospects).
  • Computer certificate courses of reputed institutes accredited to the department of electronics or institutes affiliated to an approved university.
  • Courses like ICWA, CA, CFA.
  • Courses conducted by IIM, IIT, IISc, XLRI. NIFT.
  • Regular degree/diploma courses like aeronautical, pilot training, shipping etc., approved by the director general of civil aviation/shipping.
  • Courses offered in India by reputed universities abroad.
  • Evening courses of approved institutes.
  • Other courses leading to diploma/degree etc., conducted by colleges/universities approved by UGC/Govt./AICTE/AIBMS/ICMR.

student eligibility

*)आपको भारतीय नागरिक होना आवश्यक है |

*) आपका किसी मान्यता प्राप्त institute में एडमिशन secure होना चाहिए |

विशेषताएँ :-

  • Loan for Higher study in India (Target Group: Students pursuing Graduation, Post-Graduation, Professional and other courses in India.)
  • No processing charges
  • No documentation charges
  • No Margin on loans up to 4 lacs.

लोन की समयावधि :-

10-15 वर्ष

Documentation (General)

  • KYC of applicant and co-applicants
  • Academic Records
  • Proof of admission
  • Entrance Exam Result(if applicable)
  • Statement of cost of study/ Schedule of expenses
  • Income Proof for Salaried Co-applicant/ Guarantor (if applicable)
  • Bank account statement for last 6 months etc
  • Property Documents (if applicable)

यह भी पढ़े :- HDFC Education loan की सारी जानकारी | govt. subsidy से hdfc education loan कैसे ले ?

बडौदा स्कॉलर लोन

इस लोन को आप MBA , MCA व दूसरे notified (अधिसूचित ) courses को करने के लिए ले सकते हैं जो job creation में सहायता प्रदान करते हैं| इस लोन को लेने के लिए स्टूडेंट का किसी notified institute (अधिसूचित संस्थान) में एडमिशन सिक्योर होना चाहिए| इस लोन के द्वारा आप किसी notified institute में अध्ययन के लिए Rs. 80 lakhs तक का लोन व non specified institute में अध्ययन के लिए ₹60,00,000 तक का लोन ले सकते है |

लोन की समयावधि :- 10-15 वर्ष

लोन राशि :- अधिकतम 150 लाख रूपये

Interest Rates and Charges

  • For Institutions specified in List of Premier Institutions: BRLLR + 1.50%
  • For Institutions not specified in List of Premier Institutions: BRLLR + 2.15 %

पात्रता की शर्ते :-

Courses Eligible

  • Graduation: for job oriented professional/technical courses offered by reputed universities.
  • Post-Graduation: MCA, MBA, MS, etc.
  • Courses conducted by CIMA-London, CPA in USA, etc.

student eligibility

*)आपको भारतीय नागरिक होना आवश्यक है |

*) आपका किसी मान्यता प्राप्त institute में एडमिशन secure होना चाहिए |

Documentation (General)

  • KYC of applicant and co-applicants
  • Academic Records
  • Proof of admission
  • Entrance Exam Result(if applicable)
  • Statement of cost of study/ Schedule of expenses
  • Income Proof for Salaried Co-applicant/ Guarantor (if applicable)
  • Bank account statement for last 6 months etc
  • Property Documents (if applicable)

विशेषताएँ :-

  • Loan for Education loan abroad study (Target Group: Students going abroad for Professional / Technical studies.)
  • No processing charges
  • No documentation charges
  • No margin

बड़ौदा स्किल स्कीम

यहां लोन उन स्टूडेंट्स को प्रदान किया जाता है जो किसी ट्रेनिंग इंस्टिट्यूट के द्वारा प्रदान किए जाने वाले टेक्निकल कोर्स को करते हैं| इस लोन के द्वारा आप ₹5000 से लेकर डेढ़ लाख रुपए तक का लोन ले सकते हैं| इस लोन को आप अधिकतम 7 वर्षों तक के लिए ले सकते हैं | लोन का Tenure सामान्यतः आपके लोन अमाउंट पर निर्भर करता है|

लोन की समयावधि :-up to 7 years

loan amount

  • Minimum Loan Amount: Rs. 5000
  • Maximum Loan Amount: Rs. 1,50,000

Rate of Interest:

BRLLR + 1.50%

*) girl student के लिए ब्याज दर में 0.50% की छूट

पात्रता की शर्ते :-

नागरिकता :-

आपका भारतीय नागरिक होना आवश्यक है |

Minimum required age :-

Minimum age की कोई सीमा नहीं | यदि आपकी उम्र कम है तो आप अपने parents के नाम से इस लोन के लिए अप्लाई कर सकते है |

आवश्यक दस्तावेज :-

  • KYC of applicant and co-applicants
  • Academic Records
  • Proof of admission
  • Entrance Exam Result(if applicable)
  • Statement of cost of study/ Schedule of expenses
  • Income Proof for Salaried Co-applicant/ Guarantor (if applicable)
  • Bank account statement for last 6 months etc
  • Property Documents (if applicable)

विशेषताएँ :-

  • Loan for students pursuing technical courses offered by training institutes, polytechnics etc.
  • No processing charges
  • No documentation charges
  • No margin

यह भी पढ़े :- HDFC Education loan की सारी जानकारी | govt. subsidy से hdfc education loan कैसे ले ?

Bank of Baroda education loan की खास बातें:-

No processing fees

Bank of Baroda education loan की खास बात है कि यदि आप इसके लिए अप्लाई करते हो तो आपको इस लोन में कोई भी प्रोसेसिंग फीस सामान्यतः नहीं देनी होती है| अधिक अमाउंट का लोन लेने पर ही आपको प्रोसेसिंग फीस देनी होती है|

no documentation charges

Bank of Baroda एजुकेशन लोन लेने पर आपको कोई भी documentation charges नहीं pay करना होता है|

No margin

यदि आप बैंक ऑफ बड़ौदा से लोन के लिए अप्लाई करते हैं तो लोन लेने के लिए आपको सामान्यत: कोई margin फॉलो नहीं करना होता है|

No security required

इस लोन को लेने के लिए आपको 7 लाख रूपये के लोन तक किसी भी सिक्योरिटी दस्तावेज की आवश्यकता नहीं होती है

Good amount in loan

यदि आप बैंक ऑफ बड़ौदा से एजुकेशन लोन के लिए अप्लाई करते हैं तो इस लोन से आप अच्छा अमाउंट लोन के रूप में ले सकते हैं|

Bank of Baroda education loan के लिए अप्लाई करने हेतु सामान्य दस्तावेज

  • KYC of applicant and co-applicants
  • Academic Records
  • Proof of admission
  • Entrance Exam Result(if applicable)
  • Statement of cost of study/ Schedule of expenses
  • Income Proof for Salaried Co-applicant/ Guarantor (if applicable)
  • Bank account statement for last 6 months etc
  • Property Documents (if applicable)

Bank of Baroda education loan customer care details:-

Toll free number:- 1800 1027 788

Give a missed call 846 7001 1322

Bank of Baroda education loan के लिए अप्लाई किस प्रकार किया जा सकता है?

यदि आप बैंक ऑफ बड़ौदा से एजुकेशन लोन के लिए अप्लाई करना चाहते हैं तो आप इस लोन के लिए ऑनलाइन या ऑफलाइन दोनों प्रकार से अप्लाई कर सकते हैं दोनों प्रकार से अप्लाई करने की पूरी प्रक्रिया को हमने यहां पर समझाया है

Online apply

यदि आप बैंक ऑफ बड़ौदा कि किसी भी एजुकेशन लोन के लिए अप्लाई करना चाहते हैं तो सबसे पहले आपको बैंक ऑफ बड़ौदा की ऑफिशियल वेबसाइट पर विजिट करना होगा इसके पश्चात आपको एजुकेशन लोन के टैब पर क्लिक करके उसे ओपन करना होगा अब आपको जो लोन आप लेना चाहते हैं उसे सिलेक्ट करके apply now पर क्लिक करना होगा|अब आप से कुछ आवश्यक दस्तावेजों को अपलोड करने के लिए कहा जाएगा व आपकी eligibility को चेक किया जाएगा| यदि आप लोन के लिए eligible पाए जाते हैं तो आपको लोन के लिए approve कर दिया जाएगा| इस प्रकार आप लोन ले सकेंगे|

Offline apply

यदि आप बैंक ऑफ बड़ौदा एजुकेशन लोन के लिए offline अप्लाई करना चाहते हैं तो आपको बैंक ऑफ बड़ौदा की किसी भी nearest branch में विजिट करना होगा जहां पर आपको बैंक के संबंधित कर्मचारी लोन लेने में सहायता प्रदान करेंगे|

यह भी पढ़े :- HDFC Education loan की सारी जानकारी | govt. subsidy से hdfc education loan कैसे ले ?

Bank of Baroda education loan के बारे में सामान्यतः पूछे जाने वाले प्रश्न

  1. इस लोन के लिए कौन-कौन अप्लाई कर सकता है?

    कोई भी भारतीय नागरिक जो ऊपर दी गई पात्रता शर्तों को पूरा करता है वह इस लोन के लिए अप्लाई कर सकता है

  2. इस लोन के लिए को एप्लीकेंट कौन हो सकता है?

    इस लोन के लिए को एप्लीकेंट Parents , मार्गदर्शक , friends , रिश्तेदार हो सकते हैं|

  3. बैंक ऑफ बड़ौदा से आप कितना एजुकेशन लोन ले सकते हैं?

    Bank of Baroda से लिया जाने वाला एजुकेशन लोन आप अध्ययन इंडिया में करते हैं या foreign में करते हैं इस पर निर्भर करता है
    इंडिया में Maximum लोन ₹1000000
    Foreign countries में maximum loan ₹2000000 (सामान्यतः)

  4. Bank of Baroda के एजुकेशन लोन को कितने समय के लिए लिया जा सकता हैं?

    Bank of Baroda के एजुकेशन लोन को सामान्यत: 5 से 7 वर्ष के समय के लिए लिया जा सकता है

  5. क्या  Bank of baroda education loan में किसी प्रकार की छूट मिलती है?

    Bank of Baroda के education loan में सामान्यता 1% की छूट मिलती है इसके अलावा यदि आप एक girl student है तो आपको 1% की अतिरिक्त छूट और मिलती है|

अंतिम शब्द:-

आज की इस पोस्ट में हमने आपको यह जानकारी दी कि आप यदि बैंक ऑफ बड़ौदा से एजुकेशन लोन लेना चाहते हैं तो आप इस लोन के लिए किस प्रकार अप्लाई कर सकते हैं|

इस पोस्ट के माध्यम से हमने आपको बैंक ऑफ बड़ौदा एजुकेशन लोन के विभिन्न प्रकारों के बारे में डिटेल में बताया है| हमने आपको यहां भी जानकारी दी है कि आप इन सभी लोन के लिए किस प्रकार अप्लाई कर सकते हैं|यदि आप इस लोन के लिए apply करना चाहते है तो eligibility criteria क्या होगा इसके बारे में डिटेल में बताया है | हमने सभी लोनों जैसे कि बड़ोदा ज्ञान लोन , बड़ौदा विद्या लोन ,बड़ौदा स्कॉलर लोन बड़ौदा स्किल स्कीम सभी की डिटेल में जानकारी दी है | इस पोस्ट में हमने आपको बैंक ऑफ बड़ौदा एजुकेशन लोन के विशेषताओं के बारे में भी जानकारी दी है |

इस पोस्ट को पढ़ने के पश्चात आप इस लोन के लिए अप्लाई करने में अवश्य ही सफल हो पाएंगे| यदि आपको इसके पश्चात भी अप्लाई करने में किसी भी प्रकार की समस्या आ रही है या आपका इस लोन से संबंधित कोई अन्य प्रश्न है तो आप कमेंट के माध्यम से वह प्रश्न हमसे पूछ सकते हैं|

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Eligibility for hdfc bank personal loan and all details 2021

Hello friends, welcome to today’s post. Friends, we all need money a lot.Money helps us to do our every work successfully and correctly. Friends, if you also need money and you don’t have any idea that how to get money.Then you need not worry.

            Today we are going to tell you a very good solution to your problem. In today’s post we will tell you how to apply hdfc bank personal loan online |How to check hdfc bank personal loan status|hdfc bank personal loan rate of interest|Eligibility for hdfc bank personal loan HDFC Bank personal loan required  documents 

Friends, through this post, all your queries such as how HDFC Bank personal loan preclosure can be done. How to make HDFC Bank personal loan repayment. How to check HDFC Bank personal loan status etc, will be solved.So friends, read this post carefully from beginning to end.After reading this you will get the answers to all your questions, so friends, Let’s start the post.

1.Brief information about HDFC Bank personal loan

Point Explanation
HDFC Bank Personal loan ProviderHDFC Bank
Loan amount that can be availedUp to INR 40 lacs
interest rate of this loanFrom 10.50% APR to 21.30% APR
Minimum repayment EMIRs. 1829 per lakh
Required age 21 years to 60 years
Processing fee of the loanMinimum ₹ 2999 to Maximum ₹ 25,000 up to 2. 50% of the loan amount
Required DocumentsIdentity proof, Address proof, Pan card, Salary slip, End use proof

2. What is HDFC Bank personal loan?

HDFC Bank personal loan is a personal loan offered by HDFC Bank that you can take for your travels, to meet your medical needs, when someone gets married in your house or when you start a new business. You can get this loan in a very short time. The process of taking this loan is very easy. And through this loan, you get a very good amount in the form of loan. It is completely safe to take this loan.

3. What are the interest rates of HDFC Bank Personal Loan?

While knowing about HDFC Bank Personal Loan, we should definitely know about the interest rates of this loan. The interest rates of this bank loan start from 10.50% to 21.30%. The interest rate will depend on the loan amount taken by you.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

4. What is the age limit required to avail HDFC Bank personal loan?

If you want to take this loan, then your age should be between 21 years to 60 years, then only you will be able to take the loan.

5. How much amount can you take as loan through this loan?

Through HDFC Bank personal loan, you get a good amount in the form of loan. Through this loan, you get an amount ranging from Minimum ₹ 1,00,000 to Maximum ₹ 40,00,000 as a loan.

6. For how long can you take HDFC Bank Personal Loan?

One good thing about this loan is that you can take it for a good time period from Minimum 1 year to Maximum 5 years.

7. What are the Processing Fees for taking HDFC Bank Personal Loan?

If you apply for HDFC Bank Personal Loan then you have to pay processing fee which is up to 2.50% of the loan amount. Minimum Processing fee is ₹ 2999 and maximum is up to ₹ 25,000.

8.How to calculate HDFC Bank Personal loan EMI?

You can calculate your HDFC Bank Personal loan EMI simply on our website Moneynext.in . To calculate the EMI,you have to scroll down to the bottom of this website.On the bottom of this website you will find an EMI calculator .Using that you can calculate your loan EMI easily.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

9. What is the eligibility criteria for taking HDFC Bank Personal Loan?

The special feature of HDFC Bank personal loan is that it can be taken by both salaried and self employed people. If you are an existing customer of HDFC Bank, then you are made eligible for Pre-approved personal loan through net banking. If you are not an existing customer of HDFC Bank, then you have to follow a very short and transparent process. After completing this you become eligible to take this loan.

1.) Your age should be between 21 to 60 years

2.) Employees of all private companies can apply for the loan. Employees of Central Government, State Government and Local Bodies can also apply for this loan.

3.) You should have 2 years of working experience and you have worked continuously for 1 year only then, you will be able to take the loan.

4.) If you are HDFC Bank salary account holder and if your minimum salary is ₹ 25,000 per month then you will be able to apply for this loan.

5.) If you are non hdfc bank salary account holder then your minimum salary should be Rs.50,000 per month only then you will be able to apply for this loan.

10. What are the documents required to take HDFC Bank personal loan?

1.) IDENTITY PROOF

As identity proof, you have to put a copy of passport \voter ID card \driving license\ Aadhar card.

2.) ADDRESS PROOF :-

As Address Proof, you have to put a copy of Passport\Voter ID card\Driving license\Aadhar card

3.) PAN Card

While applying for loan, you have to keep PAN card with you.

4.)Bank Statement :

Copy of bank statement of last 3 months and passbook for last 6 months.

5.) Salary slip

Two current salary slips or current date salary certificate form

6.)End use Proof

You have to give proof of what you are going to use this loan for.

11. What are the features of HDFC Bank personal loan?

There are many features of this loan which make it very different from other loans:-

1.) Starting with low interest rate

HDFC Bank Personal Loan is one such loan that you can get at very low interest rate at 10.50% APR

2.)Approval in less time

The most important thing about HDFC Bank personal loan is that, your eligibility is checked in just 5 minutes and it is told whether you are eligible to take this loan or not. If you are eligible then you get the loan within 24 hours.

3.) Flexible EMI

 You can choose any EMI amount as per your convenience for a maximum tenure of 3 years

4.) Secure Door step documentation

HDFC bank loan provides you the facility of secure door step documentation, you do not need to go anywhere to take this loan.

5.) Better Customer Support

If you apply for HDFC Bank Personal Loan then you get very good customer support from HDFC Bank.

6.) Personal loan security

In this loan you will get personal loan security.By which you get assistance of up to ₹ 8,00,000 in case of accident and up to ₹ 1,00,000 in case of permanent accident or accidental death.

12. What is HDFC Bank customer care details?

Contact No. 1860 267 6161 (for all)

Email Id : – [email protected]

Loans; Advances / Advance against shares: [email protected]

Address :- HDFC Bank Ltd., New Building, “A” Wing, 2nd Floor, 

26-A Narayan Property, Chandivali Farm Road, Off Saki Vihar Road, Chandivali, Andheri (East), Mumbai – 400 072.

13. What is the process to apply for HDFC Bank personal loan?

The process of applying for HDFC Bank Personal Loan is very easy. You can apply for this loan both online and offline.

Online apply

you can easily understand it in the following steps:-

1.) First of all you have to visit the official website of HDFC Bank and click on Apply Online for Personal Loan.(visit official website)

2.) Here you have to select whether you are salaried person or self employed.

3.) Now if you are an existing customer of HDFC Bank, then you have to select that, if you are not an existing customer then you have to select that . To proceed, you have to register on this website with your mobile number. 

4.) After this you have to upload the documents related to your personal information.

5.) After this the eligibility of your loan is checked. If you are found eligible for the loan, you will be informed by messaging on your register number.

6.) Thereafter you get a loan agreement, after signing it, you can get the loan successfully.

Offline apply

To apply offline for the HDFC Bank personal loan you have to visit your nearest HDFC Bank Branch.There Bank employees related to loans will guide you in applying for HDFC Bank personal loan.

Read also : Apply for SBI Personal loan | Everything you need to know about SBI Personal loan before you apply

14. Some FAQs about HDFC Bank Personal Loan

 What is HDFC Bank personal loan?

HDFC Bank Personal Loan is a type of loan that HDFC Bank can provide to you for your various needs such as you have to build a house, provide higher education to your children or start a new business or if there is an emergency in your home, then you can avail this loan.

What is HDFC Bank Personal Loan Eligibility Calculator?

To know HDFC Bank personal loan eligibility, you have to go to the official website of HDFC Bank and there you have to upload all your necessary documents, if you are correct according to their terms then you get the loan. This is the eligibility criteria.

HDFC personal loan terms and conditions

There are very few terms and conditions you have to follow to take HDFC Bank personal loan.Terms and conditions are as follows 
1.) Your age should be between 21 to 60 years.
2.) Employees of all private companies and government employees can also take this loan.
3.) You must have an employment.
4.) You should have minimum 2 years of work experience and your minimum salary should be ₹ 25000, only then you will be able to take this loan.

What is HDFC Personal Loan Interest Rate?

HDFC Bank’s interest rates range from 10.50% APR to 21.30% APR depending on the loan amount availed by you.

How much loan does HDFC Bank give?

From HDFC Bank, you can get a loan of minimum ₹ 1,00,000 and maximum of ₹ 40,00,000. You can get this loan for a minimum period of 12 months to maximum of 5 years.

How to get HDFC Bank loan statement?

If you want to get HDFC Bank Loan Statement then you have to login to your HDFC Bank account and after that you will be able to get HDFC Bank Loan Statement.

How to Check HDFC Bank Personal Loan Application Status?

If you want to check the application status of HDFC Bank Personal Loan, then first you have to login to your HDFC Bank account, after that you can click on your HDFC Bank Personal Loan to know the status of your personal loan.

What are the documents required for HDFC Personal Loan

If you apply for HDFC Bank Personal Loan then you will need the following documents
You will have to provide your Identity Proof, address proof,PAN Card, Bank Statement, Salary Slip and End use Proof.

How to Login to HDFC Bank Personal Loan Account

To login to HDFC Bank personal loan account, you have to visit on the official website of HDFC Bank.Then you have to click on login.Now after filling your user ID and password you will be able to login to your account.

What to do for HDFC Bank personal loan pre closure?

If you want to pre close hdfc bank personal loan then you have to contact hdfc customer care after that you will be able to pre close this loan easily.

15. What are the things to keep in mind while applying for HDFC Bank Personal Loan?

If you want to apply for HDFC Bank or any personal loan, then you should keep the following things in mind then you will be able to choose the right loan.

Interest Rate :-

While applying for any personal loan or loan, you must check the interest rates of that loan once. If the interest rate of the loan is high then you should not apply for that loan.

Tenure

While applying for a personal loan, you should also check how long you are getting that loan.

Processing Fees :-

While applying for the loan, you must check the processing fee of the loan. You should apply after carefully understanding about the processing fee. You should also check that you are not being charged any other charges other than the processing fee.

Minimal documentation

You should apply for the bank loan in which you require Minimum Documents. If you are needing so many documents in any loan then you should not apply for such a loan.

16.Last Words :-

Friends, in today’s post, we have told you about all the important information related to HDFC Bank Personal Loan. In this post, we have given you information about what is HDFC Bank Personal Loan? What documents will you need if you want to apply for this loan? and what are the interest rates of this loan?

Through this post, we have also told you what is the minimum EMI of this loan? In this post, we have also told you about the documents required to take this loan. In this post, we have told you about the eligibility conditions of this loan. In this post, we have also told you about some special features about HDFC Bank Personal Loan.

In this post, we have given you information about the security facility of HDFC Bank Personal Loan. Through this post, we have answered some frequently asked questions like what is the minimum EMI of this loan? For how many years can we take this loan on EMI ?and what is to be done for pre closure of this loan? and how to check HDFC Bank personal loan application status? We have also given you information on how to calculate personal loan EMI.

We hope, you liked this information. Do share this information with your familiar people so that they too can know about this loan. If you have any question related to this loan, then you can ask us that question by commenting, we will definitely try to answer your question.

You can know about other such loans on our website. You can join our social platforms to get information about our new posts and to get other news like this. Scroll down to join our platforms.

Thanks for reading the article till the end……..

SBI Personal loan how to apply |apply for SBI personal loan

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Hello friends welcome to today’s post. If you are troubled by the problem of money and if you want that you can take a reliable loan so that your money problem can be solved. If there is a need in your house, such as if someone in your house suddenly falls ill, someone gets married in your house, you have to buy a new vehicle or start a new business.

In such a situation, if you want to take a reliable loan and want to do your work successfully. In such a situation, if you want to get any reliable loan, but in such a situation, if you are getting troubled by repeatedly visiting the banks. And you do not understand which loan should I take which is reliable.

Today we are going to tell you a very good solution to your problem. In today’s post we are going to tell you about SBI personal loan . In this post, we will tell you how to apply for sbi personal loan in hindi What are the interest rates of sbi personal loan ? What are the documents required to take this loan? And you will get answers to many more questions related to this, so let’s start this post now.

1.Brief information about SBI personal loan :-

Point Explanation
SBI personal loan isa Loan given by State Bank of India
Interest rates 9.60% to 15.65%
Special Feature Interest on Daily Reducing method
required age 21 to 58 years
Processing Fees1% of loan amount
loan amountINR 50,000 to 15,00,000
Lowest EMIstarting from Rs.1832
loan foreclosurePermission after 6 months of loan disbursal
customer care number 1800-11-2211 or 1800-425-3800
email address [email protected]
SMSUNHAPPY to 8008 20 20 20

2. What is SBI Personal Loan?

SBI personal loan is a personal loan given by State Bank of India, you can take this loan for your personal use like you want to start a new work, buy a vehicle or you need to do any other work. If you are in need of money or someone is sick in your house, in that situation also you can take this loan. You can take this loan at an interest rate ranging from 9.60% to 15.65%APR. On taking this loan, you also have to pay a small processing fee. And you can take this loan for a long time.

3. How much amount can we take as loan through SBI personal loan?

If you apply for SBI personal loan then you are given money as a loan according to your credit history. Through this bank loan, you can take a personal loan from ₹ 50,000 to ₹ 15,00,000.

Read also : How to get Bank of Baroda Personal loan?Bank of Baroda Personal loan special features

4. What are the interest rates of SBI personal loan?

If you apply for SBI personal loan then your interest rates will depend on the loan amount offered to you. The interest rate of this loan ranges from 9.60% to 15.65% APR.

5. Do we have to pay any Processing Fees for taking SBI Personal Loan?

If you apply for SBI personal loan then you have to pay a processing fee which is 1% of the loan amount taken by you.

6. For how long can SBI personal loan be taken? 

You can take SBI personal loan from minimum 6 months to maximum 72 months.

7.What is the required age limit to avail SBI personal loan?

The prescribed age limit for taking SBI personal loan is from 21 years to 58 years. If you are older than this, you will not be able to apply for this loan.

8.What will be the minimum EMI for availing SBI personal loan?

If you apply for SBI personal loan then the minimum EMI you can pay will be Rs 1832 per month for 72 months tenure.

You can easily check your EMI by scrolling to the bottom of our website. We have made available an EMI calculator below for your convenience.

9. An Example of SBI Personal Loan:-

loan amount₹1,00,000
Time Period 6 months to 72 months
Rate of interest 9.60% to 15.65%
Processing fees upto 1000 rupees
Total monthly EMI will beRs.1832 for up to 72 months. If you take a loan of Rs 1,00,000 for 72 months at an interest rate of 9.60%
Rs.17436 for 6 months, if you take a loan of ₹ 1,00,000 for 6 months at an interest rate of 15.65% APR.

Read also : How to get Bank of Baroda Personal loan?Bank of Baroda Personal loan special features

10.Types of SBI personal loan

SBI Bank provides the following types of personal loans, we have mentioned them here in details.

SBI Xpress credit personal loan

SBI Bank provides SBI Xpress credit personal loan to provide financial assistance to all those who have salary account in SBI Bank. Through this loan, you can take a loan of up to Rs 20,00,000. Your monthly salary is required to be ₹ 15000 per month to take this loan.

SBI Pension Loan

SBI Bank provides SBI Pension Loan to provide financial assistance to Central and State Pensioners, Defense Pensioners and Family Pensioners. To take this loan, your age should be less than 76 years.

SBI pre approved personal loan

If you are an existing customer of SBI and your repayment history is good, then you can check your eligibility to take SBI Pre approved loan. This loan can be available only to existing customers of SBI Bank.

SBI Quick Personal Loan

SBI Quick Personal loan is made available for them those who have a non-salaried account in SBI Bank. Through this scheme, you can take a loan up to Rs.20,00,000. To take this, your minimum monthly income should be ₹ 15000 and your age should be between 21 years to 58 years.

SBI Kavach Personal loan

SBI kavach personal loan is a new initiative taken by SBI Bank to provide assistance during covid. This loan can be taken by all the salaried, non-salaried and pensioners. Through this loan, you can take a loan up to ₹ 5,00,000 at an interest rate of 8.50% for a maximum period of 60 months. You do not have to pay any Processing Fees for this loan.

11.What is the eligibility criteria for availing SBI personal loan?

The eligibility conditions for availing SBI Personal Loan are different for salaried and self employed. Here we are telling the eligibility conditions for both types of categories of persons.

Eligibility Conditions for Salaried Individuals

1.) Salaried person will be all those people who work in any government, private or multi national companies.

2.)Your age should be between 21 years to 58 years to take this loan.

3.) To take this loan, your minimum monthly income should be ₹ 24000.

4.) You can get a loan of 15 times your monthly salary.

5.) You can take a maximum loan of ₹15,00,000

6.) To take this loan, you must have minimum 24 months work experience.

Eligibility Conditions for Self Employed Person

1.) Self employed persons will include all those who are Doctors, CAs, architects etc.

2.)Your age should be between 21 years to 65 years to take this loan.

3.) Your minimum annual income must be ₹ 5,00,000.

4.) Through this loan, you will be able to take a loan up to a maximum of Rs 15,00,000.

12.What are the documents required to apply for SBI Personal Loan?

If you apply for SBI personal loan then you will generally need the following documents. Documents required for you, may vary in certain circumstances according to your nature of employment.Generally the following documents will be required

1.) Your 2 latest passport size photograph

2.) Photocopy of your Identity card

3.) Your bank account statement for the last 6 months

4.)Your Permanent account no.(PAN card)

5.)Proof of identity and current address

Passport/Driving license/Aadhaar number/Voter ID card

6.)Job Card(If available)


13.What are the benefits you get by availing SBI Bank Personal Loan?

You will get the following benefits if you take SBI Personal Loan as compared to other banks

1.)Special personal loan for covid

If you take a loan from SBI, then you get the facility of ‘Kavach Personal Loan’, a collateral-free loan for your family. Under this, you can take a loan of up to ₹ 5,00,000 for 60 months at an interest rate of 8.5% per annum.

2.) Interest on SBI personal loan

If you take SBI personal loan then you have to pay interest according to daily reducing method. This means that your EMI is decided on the basis of charging interest on your remaining principal.

3.)Various personal loans

If you take a personal loan from SBI Bank, then you get personal loans like xpress credit personal loan, pension loan, pre approved personal loan, kavach personal loan etc.

4.)Nil prepayment charges

If you get the personal loan account of SBI Bank closed for any reason, then you don’t have to pay any Pre Payment Fees.


14. What is SBI personal loan customer care details?

SBI Personal Loan customer care details:-

Customer care number:- 1800-11-2211 or 1800-425-3800

Email address :- [email protected]

SMS :– UNHAPPY to 8008 20 20 20

15.What is the complete process to apply for SBI Bank personal loan?

If you want to apply for SBI Personal Loan then the special thing about this loan is that you can apply for it both online and offline. If you want to apply online then you have to download YONO APP or you can visit the Offficial website of SBI.To apply offline you have to visit your nearest SBI branch.

Apply online

You will be able to apply mainly in the following steps:-

1.) First of all you have to visit the official website of SBI. Or download YONO APP .

2.) Now you have to click on the personal loan icon.

3.) Now you have to fill the personal loan application.

4.) In this you have to fill all your necessary information such as your name, pin code, phone number, loan amount etc.

5.) After that you will get an OTP on your mobile number through which you will have to verify and click on submit

6.) Now you will be approved for the loan as per your eligibility.

Apply offline

To apply offline for the SBI personal loan you have to visit your nearest SBI Branch.There Bank employees related to loans will guide you in applying for sbi personal loan.

16.What are the things to keep in mind before applying for SBI Personal Loan?

1.)Check credit score

Before applying for SBI personal loan, it is necessary for you to know your credit score in some way, only then you will be able to get a good loan.

2.)Borrow only the amount required

Take as much loan from the bank as you need. If you take more loan then you will have problem in paying later.

3.)Fill Details carefully

While applying, you should fill all your information carefully. If any information is wrong, your loan may be rejected.

4.)Never apply with multiple lenders at the same time

Do not take loan from more than one lender at the same time or else you may face trouble in paying.

Read also : How to get Bank of Baroda Personal loan?Bank of Baroda Personal loan special features

17. Some frequently asked questions about SBI Personal Loan:-

What are the interest rates of SBI personal loan?

The interest rates of this loan range from 9.60% to 15.65%.

What is SBI personal loan customer care number?

SBI Personal Loan customer care details:-
Customer care number:- 1800-11-2211 or 1800-425-3800
SMS :- UNHAPPY to 8008 20 20 20

How to Check SBI Personal Loan Status?

To check SBI personal loan status, you have to visit the official website of SBI. After this you will be able to know your application status after logging into your account.

How to Calculate SBI Personal Loan EMI?

To calculate the EMI of SBI personal loan, you will find an EMI calculator at the bottom of our website Moneynext.in, by which you can calculate the EMI of your loan.

What is the maximum amount you can take as loan through SBI personal loan?

Through SBI personal loan, you can take a maximum loan of up to Rs 15,00,000.

What is the Minimum required Monthly Income for taking SBI Personal Loan?

If you apply for SBI Personal Loan, then your minimum monthly income should be ₹ 24,000 per month.

What is the minimum required age to apply for SBI personal loan?

Minimum required age is 21 years if you want to apply for SBI Personal Loan.

18.FINAL WORDS :-

In today’s post, we have carefully told you every important point about SBI Personal Loan. We have provided this information in this post that what is SBI Personal Loan? If you apply for this loan, then your age should be between 21 years to 58 years, then only you can apply for this loan.

We have also told you through this post that on taking this loan, you also have to pay a Processing Fee which is 1% of the loan amount. If you apply for this loan, your interest rate ranges from 9.60% to 15.65% depending on the loan amount taken by you.

Through this loan, you can easily take loan from ₹ 50,000 to ₹ 15,00,000. Through this post, we have also told you the different types of SBI personal loan. In this post, we have also told you about the benefits of taking SBI personal loan.

In this post, we have also given you information about SBI customer care details. We have also given you the information about how you can apply for this loan. In the end, we have also told you that if you apply for this loan, then what should you keep in mind.

If you liked this post and if you think that we have given correct information , then please share this post with your familiar People so that they could also get information about this loan.

You can see information about other such loans on our website. You can join our social platforms to get more new informations. To join our social platforms, scroll down to the bottom. At Bottom you will find a section with the titleconnect with us.  To join our social platforms ,you can click on any icon. By doing this you will be able to connect with us.

Thank you for reading this post till the end………….

Bank of Baroda Personal loan details|Bank of baroda loan2021

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Hello, welcome to today’s post. If you want that you can take a good amount as a personal loan from a trusted bank and you could get the loan easily. The interest rates of the loan are also low and you can use the loan for a good time.

Today we are going to tell you a very good solution to this problem . Today we are going to tell you how to take a personal loan from Bank of Baroda? What are the interest rates of Bank of Baroda personal loan? And for how long can you take this loan? If we apply for this loan then what will be the interest rate of this loan? And other important points related to this loan , we are going to tell you all through this post.

In today’s post, we will tell you how to take a personal loan from Bank of Baroda ? What are the Bank of Baroda personal loan interest rates? What is the age required to avail personal loan from Bank of Baroda ? What are the documents required to take a loan ? How can you apply for this loan? You will get the solutions of all the important questions through this post, so let’s start this post now.

1.Bank of Baroda Personal loan in brief :-

Point Explanation
Loan NameBank of baroda personal loan
Interest rates 10.50% to 12.50%
Tenure 48 to 60 months
Processing Fees @2% of loan amount
Minimum Rs. 1000+ GST
Maximum Rs. 10,000 + GST
Minimum required age 21 years

loan amount Rs. 1,00,000 to Rs. 10,00,000
required documents ID Proof , Address Proof , bank passbook , Passport size photos etc.
Official website https://www.bankofbaroda.in
Bank Of Baroda Personal loan
Bank of Baroda Personal loan

2.What is Bank of Baroda Personal Loan?

Bank of Baroda offers you a personal loan that you can easily avail to meet your financial requirements.

Bank of Baroda Personal Loan is a very simple and great solution to your financial needs. There are many benefits you will get by taking this loan. And you do not have any risk in taking this loan. Because you get this bank loan from a trusted bank.

You can take this loan for your needs like starting a new business, marriage or other financial needs in your house.

Read more: How to apply for SBI Personal loan |Everything you need to know about SBI Personal loan

3.What will be the interest rate of Bank of Baroda personal loan?

Bank of Baroda personal loan interest rates will be as follows:-

For all those individuals who are existing customers of Bank of Baroda (for at least 6 months)10.50%
For applicants who have accounts in banks other than Bank of Baroda 12.50%

4.What will be the processing fee of Bank of Baroda Personal Loan?

If you apply for a personal loan from Bank Baroda then the processing fee will be as follows:-

2% of loan amountMinimum Rs.1000 + GST
Maximium Rs.10,000 + GST

5.What is the maximum and minimum age limit to take personal loan from Bank of Baroda?

If you apply for a personal loan from Bank of Baroda, then your required age limit will be as follows:-

Minimum 21 Years
MaximumFor salariedBorrower’s age + loan repayment time or retirement age should not exceed 60 years.
For non-salaried Borrower’s age + Repayment time should not be more than 65 years.

6.How much amount can you take as a personal loan from Bank of Baroda?

If you apply for a personal loan from Bank of Baroda, then the maximum and minimum loan amount that you can take can be as follows:-

Maximum  For metro cities and urban areas₹ 10,00,000
For semi urban and rural areas₹ 5,00,000
Minimum For metro cities and urban areas ₹1,00,000
For semi urban and rural areas ₹50,000

7. For how long can you take this loan?

If you apply for a personal loan from Bank of Baroda, then you can take this loan for a tenure ranging from 48 to 60 months .

8.Bank of Baroda personal loan foreclosure charges:-

If you take a personal loan from Bank of Baroda and if you get the loan foreclosed, then you do not have to pay any foreclosure charges.

9.Bank of Baroda Personal loan EMI calculator:-

If you want to calculate the EMI of Bank of Baroda personal loan, then you can calculate your loan EMI through our website Moneynext.in. To calculate EMI, you have to scroll down on the homepage of this website. At the bottom you will find an EMI calculator so that you can easily calculate your EMI.

Or you can calculate by visiting the official website of Bank of Baroda.

Read more: How to apply for SBI Personal loan |Everything you need to know about SBI Personal loan

10.What is the eligibility criteria for availing personal loan from Bank of Baroda?

*) This loan can be taken by all those persons who are employees in Central or State Government, employees in public limited companies or educational institutions and have worked continuously for at least 1 year.

*) If you are an employee of a private company, then you must have at least 1 year of work experience.

*) Insurance agents can also apply for this loan, they must have minimum 2 years of business experience.

*) Self-employed professionals (doctors, engineers, architects, interior designers, management consultants, company secretaries) etc. can also apply for this loan, they should have minimum 1 year experience in their work.

*) Self employed employed business persons can also apply for this loan, they should have minimum 1 year experience

*) Staff members cannot apply for this loan

*)Co-applicant

If you apply for this loan, then your application is considered on individual basis, you will not need a co-applicant in this.

*)Your minimum required age will be 21 years.

11.What are the documents required to apply for Personal Loan from Bank of Baroda?

*) Well filled application form

*) Three passport size photographs

*)Bank statement of last 6 months and updated passbook

*)Proof of residence which may contain any of these documents

-Valid passport

-Voter ID card

-Driving license

Postpaid utility bill (gas bill and electricity bill)

*)Updated passbook bank account statement

*)Proof of Identity

-PAN card

-Aadhar card

– Passport

-Voter ID Card

-Driving license

If you are a salaried person then:-

*)Salary slip of last 3 months

*) Bank account statement for the last 6 months

If you are a self employed then:-

*) Proof relating to computation of income of last 1 year

*) Proof related to income tax returns for the last 1 year

*)Business proof

*) registration certificate

*) service tax registration

12.Bank of Baroda personal loan special features:-

*)Minimum requirements

If you have work experience of at least one year in any government organization or private company, then you can apply for this loan. Similarly, if you are self-employed professionals or business Persons, you can still apply for this loan. If you have minimum experience of 1 year in your work.

*) Minimum age required

If you want to apply for personal loan from Bank of Baroda then your minimum required age should be 21 years. If you apply for this loan then your maximum age till the repayment of loan, 60 years( if you are a salaried individual) and 65 years (if you are a non-salaried individual).

No co-applicant required

You do not need any co-applicant if you apply for this loan

Good loan amount

Through this loan, you can take a good loan amount in the form of loan. The amount you can take in the loan will vary according to your location. If you live in metro cities or in urban areas then the loan amount can range from ₹ 1,00,000 to ₹ 10,00,000. If you apply for this loan from semi urban areas or rural areas then the loan amount will range from ₹50,000 to ₹5,00,000.

Minimum processing charges

If you apply for this loan then you will have to pay very low processing charges which will be 2% + GST ​​of the loan amount, it can be minimum Rs 1000+ GST ​​and maximum Rs 10000 + GST.

13.What are the benefits of applying for a personal loan from Bank of Baroda?

Higher borrowing amount

If you apply for a personal loan from Bank of Baroda, then you get a good amount in the form of loan.

Extended timelines for repayment

If you apply for a personal loan from Bank of Baroda, you get a good time for repayment

Flexible repayment types

You can repayment of personal loan taken from Bank of Baroda in the form of various types such as cheque, bank transfer or cash.

Emergency Fund

If you take a personal loan from Bank of Baroda, then you get the facility of Emergency Fund in this.

Customer care number related to Personal loan :- 1800 102 77 88

15.How to Apply for Bank of Baroda Personal Loan?

You can apply both offline or online for Bank of Baroda’s personal loan, we have explained both here.

OFFLINE APPLY

If you want to apply offline for Bank of Baroda personal loan then you have to visit any nearest branch of Bank of Baroda. You have to carry all your documents with you while applying for the loan. The concerned staff of the bank will assist you in taking the loan. In this way you will be able to take loan.

apply online

You will be able to apply for this bank loan online in the following steps:-

*) First of all you have to visit the official website of Bank of Baroda.

*) Now you have to click on the personal loan tab and click on the apply now button.

*) Now you have to register yourself by filling your name and mobile number etc. details here.

*) After this you will now have to verify your account through your mobile number.

*)In the further process you have to select whether you are an existing customer or not. Thereafter you have to upload all required documents. By doing this you can apply easily.

Read more: How to apply for SBI Personal loan |Everything you need to know about SBI Personal loan

What is the maximum tenure for which Bank of Baroda personal loan can be availed?

If you are applying for personal loan from Bank of Baroda, then if you are an employee in any government organization then you can take this loan for maximum 60 months and other person can take this loan for 48 months.

What will be the processing fee for availing Bank of Baroda personal loan?

If you apply for a personal loan from Bank of Baroda, then your minimum processing fee will be 2% of the loan amount + GST ​​which can be minimum ₹ 1000 and maximum can be ₹ 10000.

What is the minimum period for which this loan can be taken?

If you apply for Bank of Baroda personal loan then you can take this loan for minimum 12 months.


What will be the minimum EMI for Bank of Baroda personal loan loan of ₹ 1,00,000?

The minimum EMI for Bank of Baroda personal loan is Rs 2149 on a loan of ₹ 1,00,000.

What will be the interest rates on Bank of Baroda personal loan?

Bank of Baroda personal loan interest rates will be between 10.50% to 12.50%.

What is the customer care number for Bank of Baroda personal loan?

Bank Of Baroda Toll Free Customer Care Number is 1800 102 77 88.

What is the maximum amount that can be taken as a personal loan from Bank of Baroda?

If you apply for a personal loan from Bank of Baroda, then if you come in urban areas or metro cities, then you can take a maximum loan of up to ₹ 10,00,000 through this loan and if you are in semi urban and rural areas you will be able to take a maximum loan of up to ₹ 5,00,000 through this loan.

17.Last words:-

In today’s post, we have told you every single point about Bank of Baroda personal loan carefully and in detail. After reading this post, we hope that you have got answers to almost all your questions. Through this post, we have given you all the questions related to Bank of Baroda personal loan like what will be the age required to take this loan and if you take this loan then how much amount you will have to pay as processing fee.

For how long can you take this loan? What are the documents required to take this loan? What are the documents required if you apply for this loan? We have provided information about all these things to you through this post.

In this post, we have also told you about some commonly asked questions. You may also have some of these questions. In this post, we have also given you information about the special toll free customer care number related to personal loan of Bank of Baroda. If you apply for this loan, then we have also provided you this information on how you will be able to apply for this loan both online and offline.  

Now we hope that you have got the answers of all the questions related to your Bank of Baroda Personal Loan, if you have any other query related to this loan then you can ask us your question through comment and if your If you have any suggestion related to this loan that you want to give us, then you can also tell us in the form of a comment.

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Thank you for reading this post till the end……